Is Your Portfolio the Right Fit?
Not every Owner/Operator qualifies. Unit portfolio sizes under 3,000 units are not likely to have enough scale to create benefit. The program requires sufficient premium volume and a loss history that supports the structure. The first step is a short qualification conversation — we will tell you quickly whether it makes sense to go further.
No obligation. No insurance jargon. Just a straight answer.
Qualifying Parameters
What Makes the Program Work
The economics of self-insurance are straightforward in concept. In practice, execution determines whether a program delivers or disappoints. The attachment point — the threshold at which your excess insurance carrier begins paying — is one of the most consequential decisions in program design. Set it too low and the excess carrier prices the extra risk in its premium. Set it too high and the reserve fund is carrying more risk than the structure can comfortably support. WLP sets the attachment point based on your portfolio's actual loss history and actuarial analysis. This requires actuarial discipline and underwriting judgment. WLP does both.